Here is my final post about tracking our spending for 2015.
January – $5,144.53
February – $1,783.49
March – $4,350.56
April – $2,385.31
May – $5,961.54
June – $2,939.07
July – $3,537.09
August – $3,601.19
September – $9,406.95
October – $7,490.03
November – $15,707.97
December – $4,821.34
December was a more reasonable figure with no huge items like the previous few months. There was a bit of additional spending with the silly season taking its toll.
On my spreadsheet I have the spending divided into various categories.
The category with the highest spend was the all-encompassing ‘House and Garden’. This was mainly due to the installation of additional solar panels and a hybrid battery system. Nevertheless, after putting that cost aside, it is evident that we do spend quite a bit in this category. However, many of these expenses are one-off things which we will not have to purchase again for many years – if at all.
‘Holidays’ was also quite high as we paid for and took a holiday to Singapore, paid for flights, long-distance train fares and some accommodation for our USA/Canada trip in July 2016 and made several domestic trips for family reasons.
‘Transport’ was our next highest cost and this is our train fares for a fairly long commute. There is not a lot we can do to change this until we retire.
We spent an average of $93/week on groceries which includes food, cleaning items and toiletries. I am going to try to reduce this a bit this year. Growing more of our own food should make a difference.
Entertainment and dining out also made up a substantial chunk of our spending with an average of just over $60/week. This includes meals, films, theatre and shows. I plan to reduce the spur of the moment eating out and hopefully reign in the spending in this category.
I have not detailed every category but the other 2 where we averaged greater than $50/week were clothing (combined for GMan and I) and petrol/maintenance for our 2 cars. I expect that the clothing spend will be somewhat less this year but the car costs will be about the same.
Tracking our spending has been an eye-opening exercise which I will continue in 2016. I will not be posting monthly tallies but I will do a review at the end of 2016 and compare it to 2015.