Just when I thought I was back to blogging in earnest, life threw me one of those curved balls. There was not enough time or inclination in my days to include blogging but now I am truly back.
We carefully planned our budget for when we were on holidays and stuck to it. Since we have been back there have been several expenses, such as the doona covers, car service and lawn mower repairs as well as restocking food items after being away but now it is time to get serious again and get the debt reduction heading in the right direction.
We have discussed and set our financial goals for the remainder of the year. If you break things up into small chunks it usually is less daunting and debt is no exception. It is 14 weeks till the end of 2012 – that is 7 paydays for most of us. What can you achieve?
Life has a habit of getting in the way, doesn’t it? I have several goals for the rest of the year, financially I want to stick to my budget for the holiday gift spending and put some extra money away, which I have been bad about this summer.
I find that being organised and planning gifts ahead helps to stay within budget. Good luck with your plans.
Hi Fairy. In those 14 weeks we have a 14 day holiday, 3 birthdays, an anniversary and Christmas to take care of. We had it all under control until yesterday when the ATO threw a curve ball at us and decided they don’t like our tax return of 2 years ago. Instead, they are asking for $1800 plus interest back from a tax refund. So it is back to the drawing board for us, and as you say, only 14 weeks (or approximately 4 paydays for Tom) in which to get it all back on track. God bless the ATO.
I can think of a few other choice words for the ATO, but that’s life isn’t it?