I have been at work all day so nothing much to report on the home front.

However, we are currently working on a long-term financial plan as opposed to the day-to-day budget.  There is so much to consider – transition to retirement, salary sacrifice, superannuation options and so on.  We have sought professional guidance but the final decision is ours and we have to be comfortable that we have a workable and sustainable plan.

Do you have a retirement strategy?  Or are you already retired from the workforce?