Planning – A Haircut

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I had my hair cut yesterday.  Now that does not sound terribly exciting but I planned it carefully.  You see, it is 15 weeks tomorrow evening until we fly to the UK for 6 weeks and since I regularly have my hair cut about every 7 weeks it was important for me to have it done just before we go.

We also have a milestone birthday celebration for The Duke 6 days before we leave so I want my hair to be freshly cut for that event.

When I went to the hairdresser I discussed all of this and with the aid of a calendar we worked out the appropriate dates.  I will have 2 more haircuts before we leave – 12th June and again on 31st July.  I will look a bit like a shaggy dog when we arrive back in the third week of September so another haircut will be on the agenda as soon as possible after we return.

The other thing we did this week was more directly related to our upcoming trip.  We had new passport photos taken and sent off the forms for the renewal of our passports.

Holiday Fun

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No organising happening here today as we are too busy having fun.  Miss O and Izz are staying for a couple of nights as it is school holidays here.

It has been a full day which included picking strawberries at a local farm as well as buying some fruit and vegetables and getting hair cut.  That was just this morning!

Then it was time for lunch.

Lunch
A platter which included freshly picked carrots and avocadoes plus some cracker biscuits.  A cup of water and some strawberries rounded off a healthy lunch.

The weather has been really quite hot the past few days but even though it was much cooler today it was still warm enough to play in the pool.

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Climbing ‘mountains’, hide and seek and racing around the yard used up some excess energy.

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And taking a moment to smell the roses AKA cannas.

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Balancing The Ledger

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I have now completed 4 days of no spending for ‘Stoptober’. It has not really been particularly difficult because I often do not spend money during the working week.  I do not drink coffee or buy magazines  so these are not challenges that I have to give up.

Today I will be spending money but it is all planned.  I need to get my hair cut ($35) and buy fruit and vegetables for the coming week (about $15) as well as renewing my annual Simple Savings subscription ($21).

The upside is that this week I have taken steps to make some money as well.  I sold 1.5 dozen eggs ($6) and have arranged to sell 2 dresses ($20) and a pile of books ($30).  While this does not equal the expenditure, every bit helps.

The other good news (for our mortgage) is that following the announcement by the Reserve Bank of a 0.25% cut in the official interest rate, our mortgage provider will be lowering the variable home loan rate by the same amount.  I am not sure when this is effective from but it is another opportunity to reduce our debt a little faster.

Stoptober – Days 1 & 2

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Well, I am off to a flying start.

Day 1 – Monday was a public holiday here and despite the fact that we are into the second month of spring it was cold and wet.  The clouds were right down over the mountains and it was definitely a day for staying at home.  I washed (dried in front of the fire), ironed, planned our meals for the rest of the week and caught up on some routine housework.  $0 spent.

Day 2 – Tuesday was back to work.  As usual we packed our lunches to take with us.  I also pack my breakfast and eat that when I get to work since we leave home quite early.  I went into the city at lunchtime to run some errands but did not go shopping – I did not need anything.  $0 spent.

I expect that the next 3 days will be more of the same.

Our train fares are budgeted for and are automatically debited to our card.

I have identified a couple of expenses that I will have this month.  One is $21 for the annual renewal of my Simple Savings membership.  I regard this as good value for money and will continue to renew my membership in the foreseeable future.  The other thing is that it is almost 7 weeks since I had my hair cut so I will probably get it cut again at the end of next week.  I have very straight hair which I keep cut short.  A haircut costs me $35 and it is the only money I spend on my hair.

How are you going with stopping your spending?