A Frugal Mindset – 1

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As promised yesterday, I plan to address the points from the link I posted one by one.

The first point is:

1. Frugal people plan ahead. Planning ahead may not, at first, seem like it has anything to do with money, but it really does. Frugal people plan ahead in many ways. They do things like plan out their meals for the week to save money at the grocery store, or more long term planning like knowing that they’ll need a new roof on the house in several years, and to begin saving for this expense now.

Frugal people live by the mantra that failure to plan is planning to fail. They’ve learned that taking steps now for anticipated future events helps make those future events easier to deal with. And typically those plans make it both easier in both time spent, and in money saved.

Question to ask yourself: What can I do today to make tomorrow and the future easier to deal with?

If you really want use this strategy to its fullest potential don’t just make those plans in your mind. Write them down!

I regard planning as one of my strengths and there is no doubt in my mind that it saves money.  It also saves time and my sanity which are equally important to me.

I plan our meals, plan to combine errands in a single trip, plan what I will wear to work, plan what to pack for a holiday, plan future projects at home – there is no end to what we plan.

An example of long-term planning was when we began looking for our current home.  This was over 10 years ago and I was still in my forties but one of the things that we considered was that it would have to have at least one point of ground-level access or be able to be relatively easily adapted to meet this requirement.  Although we have numerous stairs to reach the verandah we know that this can be altered if required – we have a plan.

We are also changing and adapting our large garden to reduce the level of maintenance which will be required as we age.  Putting in the effort now will reap rewards in years to come.

As a result of ensuring that we have sufficient rainwater storage as well as the installation of solar panels means that we are pretty well self-sufficient for water and electricity which minimises the ongoing costs of running our home.

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As GMan regularly quotes from Baldrick in Blackadder, “I have a cunning plan”.  The difference between Baldrick’s plans and ours is that ours are realistic and generally achievable.  Even if things do not go quite according to plan you have a framework with which to start again.

 

Busy Being Frugal

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Pardon my absence but I have been busy doing the everyday things at home as well as my paid employment.

Tonight I want to share a link that one of my Facebook friends posted a couple of days ago.

7 Mindsets of Frugal People

I am usually very sceptical of this type of post on Facebook but I was pleasantly surprised when I clicked on this one.  In my opinion these 7 messages make good sense and mirror much of what we do every day.

I hope you will take the time to click on the link, have a read and leave a comment.

I plan to write a blog post on each of the 7 points and how it aligns (or otherwise) with what we do here at ‘The Castle’.

I look forward to your comments and discussing in more detail in the coming week.

 

Almost July

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In another 9 days it will be July.  Six months of 2016 will be gone – that is half of the year.  The winter solstice (in the Southern hemisphere) is gone and now the days will begin to get longer, although the coolest days are still ahead of us.  Here in Australia the financial year ends on 30th June each year and then there will be a flurry of activity of tax returns and hopefully, refunds.

This year, the beginning of July will also herald a Federal election on 2nd July after an inordinately long campaign of about 8 weeks.  In some respects, it seems much longer as we were subjected to much speculation regarding the date prior to the actual announcement.

None of this fills me with particular joy and optimism but there is one highlight and that is ‘Plastic Free July’.

‘Plastic Free July’ began with one Council in one city in Australia 5 years ago and last year the concept was embraced by groups and individuals in 69 countries around the globe.  You can read more here.

I have read various discussions in which people have mentioned that are are setting themselves up for the challenge by buying or making tulle vegetable bags and beeswax wraps as a substitute for plastic film.

My plan is continue much as I currently do and redouble my efforts to get rid of more single-use plastic from my life.

What single-use plastic could you eliminate?  What alternatives would you use?  Are you looking for ideas?

I would love to hear your thoughts and ideas to develop a discussion where we can all learn from each other.

Here are some plastic-free treats from our vegie garden.

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Dragged Down

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As much as possible I try to keep my blog posts positive.  Now I know why.

During the last few days I have stumbled on some really negative and downright depressing discussions on the internet.  I have realised how much I have been dragged down by it all.  This combined with being tired from a busy work schedule has drained my creative juices and made writing a blog post almost impossible.

One of the discussions was related to this article which is well-written and contains some really useful information in the article and also within the links.  However, many of the responses were negative and ranged through bitterness, envy and disbelief.

The other was about global warming, although I prefer the term ‘climate change’ as a more accurate descriptor.  I was astounded and dismayed at the number of people who seemed unable to accept the premise of human-induced climate change which is accelerating at an ever increasing rate.  Even more worrying were the links being shared which referenced articles from such ‘luminaries’ as Ted Cruz, Andrew Bolt and Lord Monckton.

However, my faith was somewhat restored when I read this comment in the discussion.

Quote:

I thought I would add what I have been doing personally as I am very concerned about this issue myself.
I have read Naomi Klein book This changes everything. It was very hard to read for me as I need things set out more clearly in non fiction but she raised some good points. I also read Vandana Shiva Soil not oil which was much easier to read and something I felt I could do more about.
Switched to power shop for my electricity. Compost all food stuffs though council. Reduce car usage etc. Trying to cut down meat consumption. I know a lot of people think we should all just go vegan and angrily support that but I think think that would be like a badly failed diet for everyone. I think think you’re better off encouraging a slow change to encourage permanence.
I have joined one million women, 350. Org , green peace and a heap of others to support their works sign petitions etc.

Need to work on my plastic bag use and buying unnecessary packaging, although I am doing better than most I know.

It is lovely to hear of others who are prepared to do their bit and I applaud every small step that each and every one of us can take.

It is only 2 weeks until July – and that means 2 weeks until ‘Plastic-Free July’ so please take a look here and consider what you can do to make a difference.

Meaning of Materialistic

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I read an interesting question online today.

How do you become less materialistic?

The first thing to do is to define the word ‘materialistic’.  I resorted to the dictionary and this is what I came up with.

Materialistic – excessively concerned with physical comforts or the acquisition of wealth and material possessions, rather than with spiritual, intellectual, or cultural values.  

I think that sums it up quite nicely.

So, how is a materialistic attitude determined?  Nature, nurture, genetics, stage of life?

I am sure that at least some of our attitude towards possessions stems from how we were brought up and the attitude of our parents.

Additionally, most of us go through what I would regard as an acquisitive phase during early adulthood as we set up a household which is independent from our childhood home.  During this period there are often children added to the family and along with that comes additional possessions.

At the other end of the scale there are those of us who no longer have children at home and are perhaps already retired or soon to be so.  Many of us are looking to remove clutter from our lives.

However, I think a materialistic attitude is more than simply having lots of stuff.  To me it means that a person places more emphasis on material possessions than values.

I cannot get enough of this video which is brilliant.

Weekend Plans

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My apologies for disappearing for nearly a week.  This week has been a bit of a blur.  On Monday GMan and I made a flying visit to Melbourne to attend the memorial service for a dear friend who died unexpectedly a couple of weeks earlier.  It was an emotional day but I am so glad that we were able to attend.  RIP, Carol.

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The rest of the week has simply been going to work and doing my best to keep my head above water.  A menu plan and meals in the freezer have been most welcome.  Honey soy chicken was on the menu last night.

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Now it is the weekend and this looks like being a full one.  Tomorrow we are going to see Miss O play netball.  It only seems like the other day that she was born and now she is 8 and playing her first season of Saturday morning sport fixtures.

After the netball match, GMan and I are heading off to a computer shop to look for a tablet computer to buy then out to lunch with my mother.

To round off the day we are going to see “The Lady in the Van” starring Maggie Smith.  I am looking forward to this film as she is an excellent actress and I have enjoyed several of her other films.

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What are your plans for the weekend?  I hope it is great.

An Endless Summer

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Here in Australia we have had a long, hot summer.  There is no other way of describing it.

I found found some statistics from the Bureau of Meteorolgy.  There is no information for April but we all know that the warmer than average trend continued.
December
Second-warmest December mean minimum temperatures on record
Warmest December mean temperatures on record for Tasmania, Victoria and South Australia
Two heatwaves break December records in southeast Australia
Severe bushfire in southern Victoria
December was another very warm month for Australia, the sixth-warmest on record for nationally-averaged mean temperatures. The national mean minimum temperature was the second-warmest on record with an anomaly of +1.24°C, while maximum temperature was the warmest on record for parts of southeast Australia including Victoria (+3.80°C).
January

National mean temperature above average

Maximum and minimum temperatures both above average
January mean temperatures were warmer than average for Australia as a whole (an anomaly of +0.52°C), with all States and the Northern Territory recording warmer than average mean temperatures.
Tasmania recorded its second-warmest January on record.
The Australian mean daily maximum temperature was 0.21
°C above average and the Australian mean daily minimum temperatures was 0.83°C above average
February

Australia’s ninth-warmest February on record

Heat wave in northwestern Queensland results in some daily maximum records broken.

February was a warm month for Australia and the ninth-warmest February on record. The national mean temperature was 0.92°C above the historical average, with the monthly mean maximum temperature 1.43°C above average and the monthly mean minimum temperature 0.41°C above average.

Mean temperatures and mean maxima were above average in all States.
Queensland recorded its fifth-warmest February on record for mean temperatures and equal sixth-warmest for both maximum and minimum temperatures. Tasmania was sixth-warmest for minimum temperatures.
A heat wave in north-western Queensland in the last week of February resulted in a number of records for daily maximum temperatures being broken in this region
March
Mean March temperature for Australia warmest on record.
National mean March minimum temperature warmest on record.
National mean maximum temperature seventh-warmest March on record.
A new record for the warmest March day on record for Australia on the 2nd.

This month was the warmest March on record with a mean temperature anomaly 1.70°C

above the average, exceeding the previous record set in 1986 (+1.67°C). The national mean March minimum temperature anomaly was also the warmest on record at +1.97°C.
The hottest March day recorded in Australia was recorded on the 2nd.  On this day, more than one-third of Australia recorded maximum temperatures in the warmest percentile.
During the month warmer than average maximum and minimum temperatures affected much of the country. New South Wales and Victoria experienced record high mean March temperature anomalies (+2.49 °C and +2.42 °C respectively).
Nationally, the mean March maximum temperature was the seventh-warmest on record (+1.42 °C).
How did you cope with the heat?  Did you enjoy the ‘endless summer’.  Are you looking forward to ever increasing temperatures over the coming years?
Think it won’t happen?  Check out this graphic.
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Climate change is real and it is here right now.  It is time to stop and consider what the future is going to look like.  What is life going to be like for our children and grandchildren?  We are well on our way to leaving them a legacy of an uninhabitable planet.
Check out this page for more information.
What do you think?  How do you feel?
I am interested in your opinion whether you are here in Australia or overseas.

On Hold

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I had several ideas for blog posts to write this evening but all of that has been put on hold.

Just a couple of hours ago I learned of the sudden and unexpected death of a friend.  I first met Carol through an internet forum 9 years ago.  I then met her in real life on a couple of occasions and we have continued our contact through various channels.  She was an avid reader of this blog and her comments were always considered and thoughtful.

To a kind and gracious lady.  Farewell, Carol and rest in peace.

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The Importance of Ironing

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I know many of you will not read this post and others will shake their heads in disbelief at the title but please bear with me.

Ironing is an aspect of homemaking that seems to be almost universally hated but there is a valuable aspect to the task.  I have mentioned before about the importance of taking care of what you own to get the maximum use from it and thus reduce the overall carbon footprint of any item.  This applies to clothes and keeping your clothes in good repair makes good economic and environmental sense.

Taking the time to check each garment while you are ironing can identify problems before they become too extensive to repair.  My previous post about my black linen top highlights this point.  I noticed they fraying at the hem and have repaired this by using a wide satin stitch (zig zag) along the edge that had frayed.  I have checked the remainder of the hem edge and cannot see any signs of similar problems, however, I will keep a close eye on it in the future.

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The mend is not invisible but reasonably well-disguised so I am happy to continue to wear this top.

Today when I was ironing I discovered 2 other issues.  The first was one of GMan’s business shirts.  There was a small yellow stain on the back near the armhole and I have no idea of the origin.  It is about the size of a 20c piece and not terribly noticeable as it is a dark checked shirt.  However, I have soaked the shirt in the hope that the stain will come out.

The other discovery was another minor mending job.  I have a pair of white trousers with a centre back zip and a few stitches of the seam had broken just below the zip.  This is not a huge issue at the moment but could be if I wore them and split the seam further.  I repaired the seam and they are as good as new.  This is a classic example of the saying “A stitch in time saves nine”.  It could also save me from a potentially embarrassing and costly situation if I had to rush out and make an emergency purchase.

Obviously, I do not iron everything but hanging out washing or folding clothes I also take time to make sure they are in good order and ready to be worn.