Rebalancing in Retirement

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I retired from full-time, paid employment in July 2019 so it is now 15 months since I was last in the office. My finishing date was pretty much decided at least 2 years prior to my retirement. I did not really contemplate gradually reducing my hours or other strategies to ease into retirement. This bemused many people who continually quizzed me as to what I was going to do when I retired. I did not really have a clear answer which made them even more convinced that I would return.

The last 15 months has been somewhat of a rollercoaster. 6 weeks after my final day in the office, we headed overseas for a much-anticipated 9 week holiday. It was an amazing adventure which we thoroughly enjoyed. Towards the end of the trip GMan and I independently came to the same conclusion – that we would have a break in 2020 and not go overseas. What a fortuitous decision that proved to be. We had previously considered travelling to Scandinavia this year.

Upon our return from overseas towards the end of October we had barely 2 months at home before setting off on a road trip to Victoria. We spent Christmas with family and then planned to visit areas in eastern Victoria and south-eastern NSW but the worst bushfires in living memory crushed that plan. We did manage to visit more family in Canberra and experienced the impact of the smoke first-hand. Not a pleasant experience.

Home again in early January and we imagined that 2020 would be a time to settle into a steady routine. Enter COVID19 and the world seemed to be completely upturned. We were very grateful for the space we had – house and large garden, a well-stocked pantry as well as a garden which supplied at least some of our food requirements, not having paid work to try to do from home or children to homeschool. We were unable to see or visit family and friends for several weeks but this was barely a minor inconvenience compared to what some people have had to endure.

In fact, COVID19 gave us the opportunity to focus on projects around our home. A quick scroll through previous blog posts provides a bit insight. Compost bays, a cold frame, more raised garden beds and finishing the pergola are some of the outdoor improvements. Meanwhile, I prepared meals made predominately from our homegrown produce as well as sewing and mending. Furniture restoration completed.

As restrictions were lifted we resumed some of our activities and interests outside the home. Which brings me to the essence of this blog post.

It is easy to become immersed in a particular interest or activity to exclusion of most others. Therefore, my goal is to identify broad categories and try to include a mix of activities/interests. It is probably not feasible to try to do this each day but I think that it is possible within the timeframe of a week.

After some thought, I have come up with a list of general categories which cover most of the things I do. Yours may be a little different.

Administration
Appointments
Community engagement
Craft and creating
Family
Friends
Garden/outdoor maintenance
Garden/outdoor projects
Health and fitness
Homemaking – regular/frequent tasks
Homemaking – seasonal/occasional tasks
Planning
Relaxation
Socialising and entertaining
Travel

Of course, some of these definitely overlap and some activities may even cover 3 categories. The list is in alphabetical order so that no-one can question my priorities. I do not envisage making specific lists but it certainly helps to keep things in perspective.


Finally, to those people who were convinced that I would not have enough to do in retirement – you were definitely wrong. My days are occupied, interesting and most of all, fulfilling.

Minimalism, Decluttering and Zero Waste

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While each of these concepts or activities are all different and stand alone, they can be inter-related.

Here are some definitions/explanations of the three terms.

Minimalism – is a tool to rid yourself of life’s excess in favor of focusing on what’s important—so you can find happiness, fulfillment, and freedom.  This comes from ‘The Minimalists’.  You can read the full article here.

Decluttering – to remove things you do not need from a place, in order to make it more pleasant and more useful.  From the Cambridge Dictionary.

Zero Waste – is a set of principles focused on waste prevention that encourages the redesign of resource life cycles so that all products are reused. The goal is for no trash to be sent to landfills, incinerators or the ocean.  From Wikipaedia.

Minimalism and decluttering are very personal and subjective topics and I am not here to tell you that you must only own a certain number of a particular item or what you should or should not remove from your life or home.

There is no good reason for the order in which I listed these topics but I feel as though decluttering should come first.  I think it would be almost impossible to consider minimalism without  first removing the clutter.

Identifying and removing clutter is the first step to clearing both physical and mental spaces.  However, beware of anyone who tells you that they they decluttered their entire home on the weekend.  It is best done as a considered and incremental process otherwise the results are likely to be the same as a ‘crash diet’.  You may lose your way and end up in a worse position than when you started.

Below are are couple of photos of my bathroom.  It did not always look like this.  I do not expect that is how yours should look.  It is simply an example.

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It is close to 20 years since I began to question the variety of lotions and potions I seemed to have but I did not throw any away.  I gradually used things up and did not replace them.  Routines have been simplified and we no longer use shampoo or conditioner.  I mostly wash my hair with plain water and occasionally use a small amount of body wash.  This was not a conscious decision but a by-product of questioning what we really need.  I am not alone as you can see here.

The reason that I mentioned not using shampoo or conditioner is that is a perfect example of how minimalism, decluttering and zero waste can be tied together.  My shower shelf and bathroom cabinet are not cluttered and our bathroom needs are minimal.  There are no shampoo bottles ending up in landfill or at best, possibly being recycled.  Additionally, trying to avoid harsh chemicals and toxins ceases to be an issue.

You do not need to subscribe to any particular philosophy but living an authentic life which works for you is important.

Your thoughts?

 

Isolationism or Self-Reliance

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I have seen the following text and similar being shared in various posts on Facebook over a number of weeks.

Two can play that game China
Threaten our economy
All products from China will be left on the shelf !
Who’s With Me

However, there never seems to be any commentary from the person sharing the post as to how they actually propose to achieve this goal of not buying products that are made in China.

I believe that wherever possible we should be buying food produced in Australia.  Fresh and unprocessed food are generally the best nutritional option.  Additionally, packaged food may be produced in Australia but presented in packaging from China or elsewhere.  It is highly unlikely that you would be able identify where the packaging was sourced.

Food is not the only thing that most of us buy.  There are clothes, shoes, homewares and hardware supplies.  When was the last time that you checked where your purchase was manufactured?  Does it matter?

In my opinion, it is more important to be a conscious consumer generally rather than targeting goods from one particular country.  Buy only what you need (not want), understand what is ‘enough’, care for and repair what you have and source pre-loved items where possible as ways of stepping away from over-consumption.

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Over-consumption means that we are drowning in ‘stuff’ that is cheaply mass-produced in countries such as, but not exclusively, China.  Become a conscious consumer and you will immediately significantly reduce the products you are buying from China.

Your thoughts?

Rethinking in Retirement

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No, I am not rethinking the fact that I have retired.  I am very happy with that decision.

I am talking about rethinking previous habits and two examples spring to mind.

When I was working in the city it suited me to have my cut at a salon close to my workplace.  Once I finished work I did go there a few more times by incorporating my haircut with another reason for a trip to the city.  I always intended to review this practice and change to having my haircut in our local town.  My hand was forced by the impact of the coronavirus as a trip to the city is simply out of the question at the moment.

I am fortunate to have an acquaintance here who is a hairdresser and is happy to visit and do haircuts in the client’s home.  So, yesterday was the day.  It was actually 14 weeks since my last haircut so I was looking rather shaggy.  I am very pleased with the result.  Thanks, Anni.

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Similarly, we had always had our car serviced regularly in the city as it suited GMan to drop it off and collect it when going to work.  That is no longer the case and today we took it to the local service centre in our town.  The ute had been serviced locally for a number of years and there was no good reason not to take the car there, too.

I am sure there are other habits and routines that we will change in retirement.

Feeling Rich

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I can clearly remember when I was about 10 years old thinking about what I would have when I was rich.  Did I really understand the meaning of ‘rich’?  Possibly not.

My family were staying at the beach for our annual holiday and I was struggling to put on a pair of damp bathers in order to go to the beach after lunch.  You see, we might have been on holidays at the beach but certain rules of etiquette still applied.  One was that you did not come to the dining table to eat lunch dressed in your swimwear.  So, after being at the beach in the morning you were changed for lunch.  The swimwear was rinsed and hung on the line.  However, they were not completely dry by the time I wanted to go back to the beach in the afternoon – no lycra swimwear then, so it took ages to dry.  I dreamed of the day when I was rich and could have two pairs of bathers.

When I was in my late teens and working, I did have a couple of pairs of bikinis but this was a fashion statement rather than any sort of practical application of my childhood fantasy.

Swimming is not a major pastime for me so one pair of bathers is generally sufficient and the challenge of buying decent swimwear that I am happy with is usually enough to stop me even considering buying more.  However, I did buy a second pair last year when I was away at a conference and unexpectedly had an opportunity to go swimming.  I was fortunate to find what I regarded as the perfect pair of bathers – style, colour and price.

We have 2 beach holidays coming up in the next 6 months so my 2 pairs of bathers will definitely come in handy.  Perhaps I will feel rich, too.

I recently decided to buy a sarong to co-ordinate with the second pair of bathers.  Whilst I am not a huge fan of online shopping for clothes, it was a godsend in this instance.  Size is not an issue for a sarong and the internet allowed me to search literally hundreds of sarongs to find one in a colour and pattern I wanted.

The parcel arrived yesterday and I am happy with my purchase.

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This is the other sarong and bathers so I am all prepared for the beach.

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How rich am I with 2 sets of co-ordinating beachwear?

What makes you feel rich?

A Particular Passion

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During the holiday break I have had time to read and post in various groups and forums.  I participate to varying degrees in several groups.  I find that many of them have quite a narrow focus, sometimes to the exclusion of all else.

Some of the topics covered include:

Frugal Living
Zero Waste
DeclutteringMinimalism
Veganism
Upcycling
Buying Nothing New
Simple Living
Plastic Free Living

I dabble in all of these to some degree apart from veganism although we have reduced our intake of red meat to quite a modest level.

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At times it seems that I am not sufficiently passionate about any single topic, however, I feel that they are all inter-related and one aspect can support another.

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Hence, this blog contains posts which cover and wide range of topics and I hope you will find something of interest to you.

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Please let me know if there are particular topics which you would prefer to see more of or less.

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Forever Grateful

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Today I was stopped in my tracks when I was reading online about the health challenges of one family.  I do not know them personally but it made me think about all of the people I am aware of who face enormous health challenges every single day.  I am reminded of how blessed we and our extended family are to enjoy good health and be able to participate in pretty well whatever activity we choose.

A lovely quote from one of my favourite authors.

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And finally, something to consider.

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Enough for Me

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In amongst all of the rubbish floating around on the internet there are some absolute gems.

I found this one the other day.

“It was relaxing and reassuring to know what I had was okay. What you are is already good enough.”

Stop and really think about it.

Here is the article.  It is a guest post by Sarah Peck on the Becoming Minimalist blog.

It really all comes down to the fact that life is not a competition.  I think that trying to meet prescriptive minimalist goals is as bad for you as ‘keeping up with the Jones’.  Be yourself, know that what you are and what you have is enough and live an authentic life.  This is the best recipe for happiness as far as I am concerned.

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What do you think?

Dragged Down

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As much as possible I try to keep my blog posts positive.  Now I know why.

During the last few days I have stumbled on some really negative and downright depressing discussions on the internet.  I have realised how much I have been dragged down by it all.  This combined with being tired from a busy work schedule has drained my creative juices and made writing a blog post almost impossible.

One of the discussions was related to this article which is well-written and contains some really useful information in the article and also within the links.  However, many of the responses were negative and ranged through bitterness, envy and disbelief.

The other was about global warming, although I prefer the term ‘climate change’ as a more accurate descriptor.  I was astounded and dismayed at the number of people who seemed unable to accept the premise of human-induced climate change which is accelerating at an ever increasing rate.  Even more worrying were the links being shared which referenced articles from such ‘luminaries’ as Ted Cruz, Andrew Bolt and Lord Monckton.

However, my faith was somewhat restored when I read this comment in the discussion.

Quote:

I thought I would add what I have been doing personally as I am very concerned about this issue myself.
I have read Naomi Klein book This changes everything. It was very hard to read for me as I need things set out more clearly in non fiction but she raised some good points. I also read Vandana Shiva Soil not oil which was much easier to read and something I felt I could do more about.
Switched to power shop for my electricity. Compost all food stuffs though council. Reduce car usage etc. Trying to cut down meat consumption. I know a lot of people think we should all just go vegan and angrily support that but I think think that would be like a badly failed diet for everyone. I think think you’re better off encouraging a slow change to encourage permanence.
I have joined one million women, 350. Org , green peace and a heap of others to support their works sign petitions etc.

Need to work on my plastic bag use and buying unnecessary packaging, although I am doing better than most I know.

It is lovely to hear of others who are prepared to do their bit and I applaud every small step that each and every one of us can take.

It is only 2 weeks until July – and that means 2 weeks until ‘Plastic-Free July’ so please take a look here and consider what you can do to make a difference.

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Struggling?

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I read a post on Facebook this evening about a news report of households with an annual income of $200,000 struggling to make ends meet.

Payday

The responses were many and varied as you can imagine.  My contribution was to point out that living pay cheque to pay cheque can be a reality no matter what your income may be.  If you expenses are greater than you income you will struggle.  It is that simple.

There is no easy formula to being comfortable.  It can depend on a range of things such as your location, circumstances, skills, education and ability to manage your finances.

Here is the article.  What do you think?

Another definition of rich.