My Own Advice

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Today I am swallowing some of my own advice.

In my last blog post I talked about not trying to meet prescriptive minimalist goals.  I eschewed the extreme attitude of Bea Johnson at Zero Waste Home as being not for me quite early in my minimalism journey.  There are numerous other extreme ideas such as wearing the same dress every day for a year.  I applaud the people that choose to push the boundaries and carry out these ideas but it is not for me.

However, I have been somewhat seduced by things such as Project 333 and Plastic-Free July.  I have discovered that the life I live does not necessarily meet the lofty ideals of these and similar sites.

I think that part of my ‘problem’ which is not really a problem at all is the fact that I am a well-rounded person (not necessarily in the physical sense).  I dabble in range of strategies to live simply, reduce consumption as well as saving money and resources and have done for quite some time.

It is those ideas and strategies that I try to share with you here on the blog.  The little day to day things that may not look like much but add up over time.

There are many others out there who are doing the same stuff every single day and I want to encourage you to do the same.

There are no numbers that you have to achieve, it is not a race but simply an invitation to live the best life you can.

That is enough talk from me – from tomorrow I will be back to sharing some of the practical things that are part of my routine.

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A Working Weekend

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I really felt as though I was back into the swing of things at home this weekend.  We achieved a great deal and by yesterday evening I was too tired to contemplate writing a blog post.  So here it is, better late than never.

We bought 3 new chickens who seem to be settling in well.  This brings the number back up to 6.

GMan managed to do the first coat of paint on the outdoor table as well as mowing and lots of work around the yard.

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This is our old outdoor table but instead of re-oiling we decided on a facelift and I think it will look great on the newly renovated verandah.  We bought some new black chairs from IKEA earlier in the year to go with it.

In between washing, ironing and preparing some meals for the coming week I managed to spend some time in the garden.

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The cherry tomato plants had just gone wild while we were away but it has been too cool for them to develop and ripen the fruit so it was time to pull some of them out and rediscover the garden beds.

Once I had cleared one bed, I emptied the compost from the tumbler and added some of it to the bed.

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We use whatever receptacles we can find for compost and the latest addition is the small rubbish bin in the background of the photo.  GMan removed the rusted base and it is now full of weeds and some tomato plants.  Eventually it will break down and then we can simply lift the whole bin off and we will have a pile of compost.

I bought and planted 3 punnets of seedlings – bok choy, zucchini and lettuce.

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There is much more that I want to do in the vegie patch but it will have to wait for another day.

 

Transformed

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It is interesting that I am posting this just after completing the series on frugality.

Here is a large chest of drawers that we bought a couple of years ago with a view to them being restored.

Chest of drawers

GMan has done a couple of pieces but this was not in good structural condition so we decided to take it to a professional.  Hans from Montville Joinery did an amazing job and this is the result.

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Apologies for the dark photo but I think you will get the idea.

All in all, I think it was definitely worthwhile as this beautiful red cedar chest of drawers has a new lease of life and will be cherished for many more years.  Even though we did not do the actual restoration, there is an enormous degree of satisfaction in finding an old, neglected piece of furniture and seeing it brought back to life as a functioning item.

A Frugal Mindset – 6

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I am coming to the end of this short series and today’s gem is all about DIY.

While GMan and I do quite a few things ourselves, I think it is important to understand your limitations.  There is no saving in attempting to do something yourself and ending up creating more of a mess that will incur a greater cost to have it fixed up.

We happily and effectively do our own gardening, sewing, cooking, landscaping, chopping firewood, cleaning solar panels, painting, tiling and some furniture restoration.  Things that we do not attempt are cutting our hair, computer repairs, car maintenance or anything electrical.

6. Frugal people embrace the idea of “do it yourself.” If something needs doing frugal people first consider whether they can do it themselves. No need to pay someone for convenience if you could do it yourself with just a bit of sweat equity. And those that are more content in their frugality actually enjoy that process. They like learning new things, and feeling self-sufficient without having to rely on someone else to do it for them.

Question to ask yourself: Why am I paying for that service or product? Could I get good enough results myself by learning something new, or spending a bit more time on the task?

What do you do yourself?  Or not?

A Frugal Mindset – 4

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Number 4 in the frugal series appears to be at odds with frugality until you think it through.  It is all about quality and this is something I regularly take into account.  I find that in many instances, paying a bit more for a quality item does reap rewards in the long-term.  This applies to appliances, equipment, clothing and a range of other things.

4. Frugal people are not afraid to spend more on big expenses if it saves them money in the long run. This one may seem counterintuitive  to the point I just made above, about how frugal people are known as penny pinchers. But truly frugal people, as opposed to just tightwads, know when it is the time to pinch your pennies and the time you need to pull out your wallet and spend a bit more upfront to save money in the long run. An example of this is choosing a more reliable, slightly more expensive brand of lawn equipment. Ultimately this machinery will, statistically speaking, last longer and cost less in repair costs, making it better to plunk down a few extra dollars up front to reap the savings long-term.

Question to ask yourself: Don’t just ask yourself, when making a purchase, how much does this cost me now? Instead, also have follow up questions which include how long do I want or need this to last, and how much can I afford in repairs or maintenance?

It is all about quality and this is something I regularly take into account.  I find that in many instances, paying a bit more for a quality item does reap rewards in the long-term.  This applies to appliances, equipment, clothing and a range of other things.

Here is an example:  This Canterbury rugby top was bought in 1999 and has been worn every year since.  It is a favourite and gets plenty of wear.  I noticed today that the collar is beginning to show signs of wear so I will either turn the collar or replace it.  The colour has faded somewhat and the is a small area which I mended many years ago just below the logo.  None of that stops me wearing this top which has lasted much longer (and will continue for years yet) than cheaper ones.

I am also aware of the environmental cost of constantly replacing cheap items and would prefer to buy something that is going to have a longer useful life and consequently a smaller environmental footprint.

A Frugal Mindset – 3

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Well, I actually had 2 rest days but here I am, back again with number 3.

3. Frugal people know small expenses add up to big ones. I think we’ve all thrown something extra into the shopping cart because it was only a buck, or grabbed up the clearance item because it was just such a great deal despite having no idea how we’d use it. While getting a great deal for items you need is worth it, frugal people also realize something else — those small expenses add up to real money, so they can distinguish between impulse purchases and those that are necessary. There’s a reason frugal people are known as penny pinchers, they grasp the concept of a little bit adds up to a lot.

Question to ask yourself: Do I want to buy this because it’s a great deal, or because it’s just a small amount of money, or because I really need it and have a plan for how I’ll use it? 

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I feel that I have a pretty good grasp on this one.  I can honestly say that I very rarely buy anything that is not on my list or a planned spend.

I do not chase sale items for groceries or other household goods.  I shop intentionally and generally pay full-price for items but I believe it is still wiser than buying random stuff simply because it is on sale.  This works for me. I never have food that I do not know what to do with it because I only buy what we eat and what I need for the meals I have planned.  There are no clothes in my cupboard that have never been worn or piles of unused household goods.

What about you?

A Frugal Mindset – 1

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As promised yesterday, I plan to address the points from the link I posted one by one.

The first point is:

1. Frugal people plan ahead. Planning ahead may not, at first, seem like it has anything to do with money, but it really does. Frugal people plan ahead in many ways. They do things like plan out their meals for the week to save money at the grocery store, or more long term planning like knowing that they’ll need a new roof on the house in several years, and to begin saving for this expense now.

Frugal people live by the mantra that failure to plan is planning to fail. They’ve learned that taking steps now for anticipated future events helps make those future events easier to deal with. And typically those plans make it both easier in both time spent, and in money saved.

Question to ask yourself: What can I do today to make tomorrow and the future easier to deal with?

If you really want use this strategy to its fullest potential don’t just make those plans in your mind. Write them down!

I regard planning as one of my strengths and there is no doubt in my mind that it saves money.  It also saves time and my sanity which are equally important to me.

I plan our meals, plan to combine errands in a single trip, plan what I will wear to work, plan what to pack for a holiday, plan future projects at home – there is no end to what we plan.

An example of long-term planning was when we began looking for our current home.  This was over 10 years ago and I was still in my forties but one of the things that we considered was that it would have to have at least one point of ground-level access or be able to be relatively easily adapted to meet this requirement.  Although we have numerous stairs to reach the verandah we know that this can be altered if required – we have a plan.

We are also changing and adapting our large garden to reduce the level of maintenance which will be required as we age.  Putting in the effort now will reap rewards in years to come.

As a result of ensuring that we have sufficient rainwater storage as well as the installation of solar panels means that we are pretty well self-sufficient for water and electricity which minimises the ongoing costs of running our home.

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As GMan regularly quotes from Baldrick in Blackadder, “I have a cunning plan”.  The difference between Baldrick’s plans and ours is that ours are realistic and generally achievable.  Even if things do not go quite according to plan you have a framework with which to start again.

 

Busy Being Frugal

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Pardon my absence but I have been busy doing the everyday things at home as well as my paid employment.

Tonight I want to share a link that one of my Facebook friends posted a couple of days ago.

7 Mindsets of Frugal People

I am usually very sceptical of this type of post on Facebook but I was pleasantly surprised when I clicked on this one.  In my opinion these 7 messages make good sense and mirror much of what we do every day.

I hope you will take the time to click on the link, have a read and leave a comment.

I plan to write a blog post on each of the 7 points and how it aligns (or otherwise) with what we do here at ‘The Castle’.

I look forward to your comments and discussing in more detail in the coming week.

 

Somewhere Different

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We have been to Melbourne for a couple of days.  The reason was to visit our daughter and celebrate her birthday.  However, I managed to sneak in a spot of shopping.

Last year I got rid of my knee-high black boots as the heel was simply higher than what I was comfortable wearing.  I had been debating for some time about replacing them and I finally found a pair that I was happy would suit my needs.

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I wore them for most of the past two days, including quite a bit of walking and they are very comfortable.  I am really pleased with my purchase and expect they will last me quite a few years.

My other purchase was at a small, independent fabric shop in the northern suburb of Ivanhoe.  There were lots of beautiful winter fabrics but I bought a piece of linen to make something for myself next summer – probably a blouse of some description.

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I fell in love with the colour and pattern of this piece and am sure it will make a gorgeous garment.

 

Dinner – Tuna Mornay

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Here is another dinner recipe and as a bonus, my version is gluten free.

I don’t remember tuna mornay being a meal we ate when I was a child but GMan certainly ate it when he was growing up.  So, I learned how to make it.  About 4 years ago I changed to a gluten free diet so tuna mornay was off the recipe plan.

After various experiments, I have managed to make a very satisfactory white sauce, therefore I can make tuna mornay as well as bechamel sauce for lasagne and cauliflower in cheese sauce.

Now, on to the recipe.

TUNA MORNAY

Ingredients

2 tablespoons butter
2 heaped tablespoons chickpea flour
2 heaped tablespoons potato flour
2 cups milk
Ground black pepper
1/2 teaspoon herb salt
2 teaspoons Dijon mustard
1 large tin tuna
1/2 tin corn kernels
3/4 cup frozen peas
3/4 cup grated cheddar cheese

Here are my ingredients assembled and ready to begin.

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Method

Melt the butter over a low heat, add flour and stir until it combines to a stiff paste.

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Cook for about 1 minute, making sure it does not burn.  Gradually add the milk, stirring constantly.

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The gluten free flours will not combine and thicken as nicely as regular wheat flour so my secret weapon is my hand-held stick blender.

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I use this to combine the milk and flour mixture and it quickly thickens as required.  Add seasonings and mustard to taste and then the drained tuna, drain corn kernels and peas.

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Break up any large pieces of tuna and stir the tuna and vegetables through the sauce.  Cook gently for a few minutes and finally add the grated cheese and stir through.  The mornay is ready to serve with rice and/or vegetables.

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There are many ways you can adapt this recipe.

I use powdered skim milk for cooking and make up 2 cups of milk before starting the cooking.

If you do not need it to be gluten free, simply use regular plain flour.

I choose to use a mixture of chickpea and potato flours as I find it gives the best result.  The potato flour can be a bit like glue and the chickpea flour has a nice savoury flavour which offsets this.

You can also use this mixture as the base of a pie and top it with mashed potato – like a shepherd’s pie.  Use as a filling for crepes or burritos for another variation.  You may wish to use a bit less milk in order to create a stiffer mixture for these options.

Tinned salmon, leftover shredded chicken or a selection of vegetables could also be used.

I generally prefer to have more vegetables in my meal but this will not hurt you every now and then.  It is a great last minute option as all of the ingredients come from the pantry and refrigerator.