Category Archives: Shopping

A Frugal Mindset – 4

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Number 4 in the frugal series appears to be at odds with frugality until you think it through.  It is all about quality and this is something I regularly take into account.  I find that in many instances, paying a bit more for a quality item does reap rewards in the long-term.  This applies to appliances, equipment, clothing and a range of other things.

4. Frugal people are not afraid to spend more on big expenses if it saves them money in the long run. This one may seem counterintuitive  to the point I just made above, about how frugal people are known as penny pinchers. But truly frugal people, as opposed to just tightwads, know when it is the time to pinch your pennies and the time you need to pull out your wallet and spend a bit more upfront to save money in the long run. An example of this is choosing a more reliable, slightly more expensive brand of lawn equipment. Ultimately this machinery will, statistically speaking, last longer and cost less in repair costs, making it better to plunk down a few extra dollars up front to reap the savings long-term.

Question to ask yourself: Don’t just ask yourself, when making a purchase, how much does this cost me now? Instead, also have follow up questions which include how long do I want or need this to last, and how much can I afford in repairs or maintenance?

It is all about quality and this is something I regularly take into account.  I find that in many instances, paying a bit more for a quality item does reap rewards in the long-term.  This applies to appliances, equipment, clothing and a range of other things.

Here is an example:  This Canterbury rugby top was bought in 1999 and has been worn every year since.  It is a favourite and gets plenty of wear.  I noticed today that the collar is beginning to show signs of wear so I will either turn the collar or replace it.  The colour has faded somewhat and the is a small area which I mended many years ago just below the logo.  None of that stops me wearing this top which has lasted much longer (and will continue for years yet) than cheaper ones.

I am also aware of the environmental cost of constantly replacing cheap items and would prefer to buy something that is going to have a longer useful life and consequently a smaller environmental footprint.

A Frugal Mindset – 3

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Well, I actually had 2 rest days but here I am, back again with number 3.

3. Frugal people know small expenses add up to big ones. I think we’ve all thrown something extra into the shopping cart because it was only a buck, or grabbed up the clearance item because it was just such a great deal despite having no idea how we’d use it. While getting a great deal for items you need is worth it, frugal people also realize something else — those small expenses add up to real money, so they can distinguish between impulse purchases and those that are necessary. There’s a reason frugal people are known as penny pinchers, they grasp the concept of a little bit adds up to a lot.

Question to ask yourself: Do I want to buy this because it’s a great deal, or because it’s just a small amount of money, or because I really need it and have a plan for how I’ll use it? 

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I feel that I have a pretty good grasp on this one.  I can honestly say that I very rarely buy anything that is not on my list or a planned spend.

I do not chase sale items for groceries or other household goods.  I shop intentionally and generally pay full-price for items but I believe it is still wiser than buying random stuff simply because it is on sale.  This works for me. I never have food that I do not know what to do with it because I only buy what we eat and what I need for the meals I have planned.  There are no clothes in my cupboard that have never been worn or piles of unused household goods.

What about you?

Somewhere Different

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We have been to Melbourne for a couple of days.  The reason was to visit our daughter and celebrate her birthday.  However, I managed to sneak in a spot of shopping.

Last year I got rid of my knee-high black boots as the heel was simply higher than what I was comfortable wearing.  I had been debating for some time about replacing them and I finally found a pair that I was happy would suit my needs.

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I wore them for most of the past two days, including quite a bit of walking and they are very comfortable.  I am really pleased with my purchase and expect they will last me quite a few years.

My other purchase was at a small, independent fabric shop in the northern suburb of Ivanhoe.  There were lots of beautiful winter fabrics but I bought a piece of linen to make something for myself next summer – probably a blouse of some description.

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I fell in love with the colour and pattern of this piece and am sure it will make a gorgeous garment.

 

Accessories

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Last week in this post I showed you my ‘new’ formal dress.  I decided against black accessories and was tossing up on what to wear with it.

I decided to go with silver and here are my new sandals I bought yesterday.

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I bought them at our local independent shoe shop.  They are really comfortable and as well as being able to be worn with my long frock they will be great for next summer with a variety of outfits.

This is what they look like on me.

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The next step is to find or make a suitable bag or clutch and finally, something to keep me warm as the event is at night in June.  At least (as far as I can ascertain) it is indoors this year unlike the past couple of years.

A Replacement

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A couple of weeks ago we suddenly lost power in one section of the house.  After a bit of investigation, we discovered that one circuit had been tripped and it did not take long to locate the culprit – the sandwich maker.  Each time we plugged it in it tripped the circuit so we decided that after many years of faithful service it needed to go in the bin.

When an appliance ceases to work, it is a good time to review whether or not you really need to replace it.  Although we eat very little bread we decided that a replacement was necessary as we use this handy little appliance frequently.

Buckwheat pancakes

The thing I cook most on it are these gluten-free buckwheat pancakes.  I find they cook much better on this surface than in a frying pan.  I also use it for tuna patties, vegie burgers and meat patties.

I did my research and decided on another Sunbeam Cafe Grill.  I like the floating handle which is hinged in the centre and allows the top to apply even pressure across the whole plate rather than being hinged at the back.

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The new one is smaller than our previous one but that suits us.

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I am looking forward to making some pancakes this weekend.

What I Wear – 4 Month Update

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I have now completed 4 months of recording what I wear each day.  I began this project on 1st December last year with express purpose of trying to understand how often I wore the clothes I had and whether they were truly the best selection I could have.  This has evolved a bit more to include a challenge to buy as little as possible in 2016.

I have removed another item from my wardrobe which has brought the total down to 91.  It was this long, lacy cardigan which I had bought from the recycle boutique and although I had worn it twice, I found that I consistently overlooked it when making my choices.

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Although it is a lovely Mela Purdie piece it is simply not me so off it went – back to the boutique where I am sure it will find a grateful owner.

We are beginning to see slight signs that summer will not go on forever, although rather than saying it is getting cooler it is probably more appropriate to describe the weather as “less hot”.

So, for the past month it has been more of the same – mostly summer dresses or shorts and tops.  There has not been a lot of scope for variation but that will come.

I have now worn 70 of the 91 items in my wardrobe.  The remaining 21 fall into 2 categories ‘Winter’ and ‘Special’.  The first includes jackets, coats, woollen cardigans and pullovers and long-sleeved tops.  The second is a lace cocktail-length dress which I wore to a wedding 3 years ago and would be my ‘go to’ outfit for any similar dressy occasions as well as 2 pairs of travel pants which are exactly that – lightweight trousers that zip off to shorts which are perfect for travel.  I do also sometimes wear them at home during the cooler months.

Therefore, I am pleased to say that I have worn everything that is appropriate to the weather during the last 4 months.  However, not all of it will necessarily make the cut to next summer.  Having a limited selection of clothes forced me to carefully appraise whether I felt an item was really perfect.  2 pieces that won’t make it are these camisole-style tops.

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They are past their best and I am not sure whether the necklines have stretched slightly or I am being a bit more discerning but I feel as though they sit a bit low for my liking.  I will buy some more of a similar style but will take the time to look around and find something that is ‘perfect’.

That is it until next month.

 

What’s the Obsession?

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I am intrigued.  I read various posts from Facebook groups, blogs and various forums on the internet and am constantly amazed by some of the questions posed and resultant discussions.

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There are many questions about saving money and bargains to be had.  But is it really a bargain if you did not intend to buy it and more so if you have no idea of what you are going to do with it?  An example is, “Help, I bought a box of bananas for $5, what can I do with them?”  Invariably, there are lots of useful responses and I sincerely hope that the person manages to use them wisely and does not end up wasting their money.

It is even more odd when I read, “What else can I use shampoo for?  I have 4 bottles in the cupboard.”  I am tempted to reply with, “Use it to wash your hair”.  It seems that people stock up on an item and then want to use it up as quickly as possible.  I want to make things last as long as possible.

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I think too many people are seduced by the crowd – shop for a bargain, stockpile, use it up, downsize, declutter.  Whatever the catchcry of the day, they seem to feel the need to jump on the bandwagon.  It is no wonder they feel confused.

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My advice is to think independently, decide what works for you, make your own choices, forge your own path and don’t be sucked in by the crowd.

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The only things I buy are what I know I will use.  I buy larger quantities of items where I have to travel some distance or out of my way simply to avoid having to do that every week.  I have enough food to feed us for weeks, or in some cases, months.  Fruit and vegetables are bought locally each week so I try to buy only what I need in an effort to eliminate any waste.  If there is cheap produce, I will buy it if I have the time and skills to prepare and store it.

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What is your experience?  Do you stockpile or keep the bare minimum?  Have you changed your shopping habits/philosophy over time?

Hand in Hand

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I went shopping today and as always it went hand in hand with planning our menu for the next week.  Doing this saves money and reduces waste.

First, the menu:

Sunday – Pizza
Monday – Tumeric chicken, brown rice with carrots and peas
Tuesday – Baked potatoes with refried beans and salad
Wednesday – Celery soup
Thursday – Hamburgers and salad
Friday – Spicy mexican quinoa
Saturday – Salmon with sweet potato chips and balsamic roasted tomatoes

The fruit bowls are empty.

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I emptied out the drawer of the crisper and cleaned it out.  This is what we have left from last week.

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The beetroot are from the garden and store well for an extended period of time in the crisper. I finished the last of the cucumber at lunchtime.

Today I bought bananas, apples, mushrooms, cucumbers and capsicum.  That is all I need for the rest of the week as we also have about half a lettuce in a container, millions of cherry tomatoes growing in the garden, potato and sweet potato in the cellar and frozen peas.  There are also packs of sliced and diced onion in the freezer.

I had a few things on my list to get at Aldi but that was in the opposite direction to which we were headed today so I have decided to leave that until the middle of the week.

I have spent less than $15 on fruit and vegetables for the week.

A 15 Minute Job

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Sometimes it is difficult to find time to do anything much more than the basics – washing, ironing and cooking – done when I am busy at work.

However, tonight I managed to start and finish a small job in just 15 minutes.  I cleaned, tidied and sorted the drawers in the bathroom.  There are 4 drawers in the vanity unit but one is empty and I save that so that it is available for guests to use if they wish.

One drawer has GMan’s stuff, one is mine and the bottom drawer has the hairdryer so extra mini soaps and spare toothbrushes.

Here is my drawer before I started.

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There does not appear to be much difference once I had cleaned it  but a couple of things have gone.  It is a good opportunity to review what is actually in the drawer so that I can remind myself to use it.

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I did not photograph the other drawers before but here they are – clean and sparkling.

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Finally, I have finished the makeup that I wrote about recently.  These have been tossed in the bin and I am going to buy new lipstick, mascara and blush tomorrow.

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The cupboard in the vanity unit is the next thing on my hit list but not tonight.

Living Life

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No blog posts for 5 days!  What have I been doing?

I have been doing the routine things that keep our life ticking over day by day and week by week.  This has been interspersed by a couple of interesting diversions.

A couple of weeks ago we managed to go to IKEA on a busy day trip to Brisbane.  Our mission was to buy some new chairs for our outdoor setting.  We bought 8 chairs as the table we have is quite large.  GMan has made a start on assembling them and did 2 the other night.  This is what they look like.

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The old ones are the director-style chairs and they are impossible to keep clean as our cat believes that each one of them is his bed and they end up covered in grey cat hair!  I plan to make removable cushions for the new chairs so that we can have padded seats with the benefit of being able to easily remove and store them when not in use.

I have mentioned before that I menu plan our evening meals.  It is difficult to emphasise how much easier this makes shopping for and preparing meals.

Here is my plan for this week.

Saturday – Dahl with brown rice and steamed carrots and broccoli

Sunday – BBQ eye fillet with sweet potato chips, roasted beetroot in caramelised balsamic and crumbled goat’s cheese and green beans with red wine viniagrette and toasted sesame seeds

Monday – Vegetable quiche (adaptation of zucchini quiche) and salad

Tuesday – Tumeric chicken with brown rice and salad

Wednesday – Stuffed mushrooms with side salad

Thursday – Hamburger patties with home-made tomato sauce, fried mushroom and onions and salad

Friday – Baked potatoes topped with refried beans and cheese plus salad

Salad will be lettuce, cucumber, cherry tomatoes and capsicum with the addition of cheese on Tuesday and Thursday.

Sunday’s meal was actually lunch as we had guests.  It put a lot of restaurant meals to shame.

I had time this morning to prepare the mushrooms before I went to work so all I needed to do when I arrived home was to microwave them until cooked then top with a little extra grated cheese and finish them off under the griller.

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Any plan needs to be flexible and menu plans are no exception.  I try to make choices based on our activities and needs but sometimes those change.  I cook the baked potatoes in the slow cooker for 4 hours so I would need to be at home to turn it on at about 3pm.  This was going to be OK as I planned to work from home on Friday, however, I need to go to Brisbane and may not be home by 3pm so I have decided to make that meal for Sunday and we will have an antipasto platter and salad on Friday as we need to eat fairly quickly before heading out on Friday evening.